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First-time property investor? Talk to Jake and start with clarity, not confusion.

Specialist finance solutions for PAYG employees looking to purchase their first investment property
Helping first-time property investors move past analysis paralysis, understand their lending options, and take the first step into property investing.

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“I honestly couldn’t recommend Jake more highly. From start to finish he made the entire process smooth, stress-free and easy to understand.”
— Kobe Ferguson
5-Star
Google rating
Australia-wide
Coverage
10+ years
lending experience

Why first-time property investors choose this approach

 Because starting your first investment property requires clear lending guidance
Get clear guidance before you make your first investment move
Get clarity on what’s actually possible before you start looking for an investment property
Access lender policies many first-time investors don’t realise exist.
Straightforward explanations that turn bank jargon into plain English.
Jake manages the entire process for you end-to-end.
Confidence that you understand your options before making a move.
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What first-time property investors say after working with Jake

Real experiences from people who wanted clarity before making their first move
I honestly couldn’t recommend Jake de Ruyter more highly! From start to finish, he was absolutely amazing. He made the entire process smooth, stress-free, and easy to understand. His communication was excellent, he was incredibly quick to respond to emails, phone calls, and messages. No matter what we asked, he got back to us straight away and explained everything clearly, which made the whole process feel so much less stressful. Thank you for such an outstanding experience!
Jayne Calam
I had the absolute pleasure of working with Jake de Ruyter on our home loan application, and I couldn’t recommend him highly enough to anyone looking to finance a new home. From his lightning-fast response times to his extensive knowledge across every stage of the process, Jake has been a breath of fresh air during what can be a very stressful period. He made sure we understood each step clearly and took the time to explain anything we weren’t familiar with in a way that genuinely made sense. Jake went above and beyond to find the best option for our specific situation, and his dedication has truly set him apart. We will absolutely be using Jake for all future finance needs. Highly recommended
Kobe Ferguson

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Most first-time investors don’t realise this until it’s explained clearly

The issue usually isn’t saving enough money — it’s understanding how investment property decisions actually work
An investment property is a financial decision, not an emotional one.
Comparison sites and banks usually only show a small portion of the lending options available.
Understanding how lender policies work can open up options many first-time investors didn’t realise they had.

A simple, low-pressure way to get clarity

No obligation. No generic advice.
Let’s talk so you can tell me a little about your situation so I can understand your investment goals.
1
We’ll review your lending options and policies across lenders that may suit first-time investors.
2
You’ll receive clear next steps so you understand what your options could look like before moving forward.
3

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What you get when you work with Jake de Ruyter

Specialist support for first-time property investors who want clear guidance
Access specialist lenders and non-bank lending options that many first-time investors aren’t aware of.
I work specifically with first-time property investors, not general lending enquiries.
Australia-wide support with a simple, fully remote process.
Ongoing support and guidance even after settlement.
Straightforward explanations that translate bank jargon into plain English.

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