8 Reasons Why It's Smarter to Get Your Home Loan Through UNO

UNO Home Loans has revolutionalised the home loan market. Here's 8 reasons why we can get you a better, smarter deal on your home loan.

UNO Home Loans has revolutionised Australia’s home-loan market. Every month, we use our technology to assist thousands of homeowners, investors, refinancers, first-home buyers and downsizers get the right deal – the loan that best suits their individual circumstances. And we provide great advice and service along the way, demystifying and simplifying what can often be a stressful and complex process. How do we get you a better deal? Let us count the ways …

1. We’re 100 per cent transparent

While traditional mortgage brokers might only show you two or three options (because they simply can’t have all of the thousands of product variations in their head), we provide you with all available home loan options in our database that you could be eligible for. You see everything, which gives you true choice and transparency. It means that you can see which is the best option for you, whatever your personal preferences and goals.

2. We have no hidden agendas

Unlike with traditional mortgage brokers, when you settle a loan with UNO, our individual Advisers don’t receive a commission. Commission from lenders is paid to UNO, as a business, and is invested in the technology, platform, content as well as our people so that we can not only offer customers a better deal but great advice too. This means our Advisers have one objective – to find you the best home loan deal and guide you through to the end of the process. In many cases, we will negotiate with lenders on your behalf. There are no personal or team incentives to “sell” you a product from a specific lender.

3. We have unbeatable technology

Our tech powers through hundreds of mortgage products with thousands of variations or “rules” that modify these based on every customer’s unique situation. There are thousands of possible product configurations for any individual borrower. Without smart technology, it’s extremely difficult for anyone – be it a customer or professional – to identify the best option. Traditional mortgage brokers couldn’t run those comparisons in their head even if they wanted to! Fortunately, our platform makes the process data-powered and smarter. Need a home loan?UNO. The new way to get a better deal. Get Started

4. We have smart and experienced experts

Our advisers are extremely experienced and genuinely understand Australia’s home-loan market. They enjoy the challenge of finding the best loan deal and push hard to exceed customers’ expectations 10-fold. They also love data and know how to use our advanced technology, which means the advice they offer is always backed by data and up to date. Read about our team of advisers here.

5. We’re (almost) always open

You can reach one of our specialists every day of week – from 8am to 10pm on weekdays, and 9am to 5pm on weekends. How you do it is up to you – web chat, email, Skype, text … or even talk to one of us on the phone. Chances are you can chat to one of our home-loan advisers right now.

6. We may be a digital business, but we believe in “old-fashioned” customer service

We genuinely want to provide our customers with the best possible home loan for their individual circumstances. Our mission is to change the way Australians get a home loan by using technology with all of the deals the big and specialist banks are offering, and team this with advice that helps you make the right decision.

7. We’ll never pester you

Our customers don’t receive phone calls from salespeople. We’ll reach out to tell you we’re here, but we’ll never hound you. But if you decide to work with us, we will keep in regular contact to make sure you know what is happening at all times. Read about our mission here.

What to do next

To get a better home loan the smarter, faster way:

  • Search for home loan deals here
  • Or chat with one of our advisers Book a call in with UNO
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TESTIMONIALS

What our customers are saying

Beth Wells
October 29, 2025
5 stars for our service reviews from clients
Paul and the team at UNO Home Loans have been absolutely amazing, helpful and transparent during the process of purchasing our home. This team has made buying a house an absolute breeze. It has been a 9 year goal for my family and I to get back into the market and from the first zoom call with Paul all the way to settlement I have felt taken care of and at ease. I am so excited to be in our own home and am very grateful for how easy UNO made the experience. UNO offered great communication, clear instructions and got the job done. Thank you Paul and the UNO team. I will definitely be using these services again.
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Mark Russell
October 27, 2025
5 stars for our service reviews from clients
Working with Scott Wilkinson at UNO Home Loans was a genuine pleasure. We used Scott to refinance our home loan and to structure an investment property loan. Both experiences were excellent from start to finish. Scott provided high quality advice, quick turnaround times and sharp pricing outcomes. Nothing was too much trouble. I look forward to using Scott’s services again and highly recommend to others.
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Rudy Seubelan
October 25, 2025
5 stars for our service reviews from clients
Scott and the entire team at UNO has been skilfully in helping and assisted with my complex property financing structure in a such short time frame to execute my first investment property. He has engineered a powerful strategy to accelerate my investment property purchase while ‘Optimising’ my financial position efficiently. I couldn’t be happier with experience. They made the whole process smooth and willing to go extra mile to get me best deal possible. I highly recommend him to anyone looking for reliable and professional broker.
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Wayne Simmonds
October 22, 2025
5 stars for our service reviews from clients
Great service, super responsive and Mike saved us hundreds of dollars by helping us switch to a great new rate. 100% recommend.
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Jonathon Tanner
October 20, 2025
5 stars for our service reviews from clients
If only we could leave 10 stars... We've worked with Scott Wilkinson from Uno on the purchase of our principal place of residence, as well as a recently completed investment property. Scott was excellent throughout the entire process. He's got great communication, works incredibly hard and did everything he could to negotiate us the best deal. As business owners, the investment property was particularly complex and tricky to navigate. Scott helped us from start to finish and ensured we could maximise our borrowing capacity as well as secure a competitive rate. We've got nothing but amazing things to say about the guy and would highly recommend him to anyone considering buying property.
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Gabe Windsor
October 18, 2025
5 stars for our service reviews from clients
Mike Parsons at UNO is absolutely fantastic to work with. He makes the entire home loan and refinancing process so easy and stress-free. Mike is incredibly responsive, proactive with follow-ups, and always goes the extra mile to make sure everything runs smoothly. He takes on all the heavy lifting and explains things clearly every step of the way. A great communicator who genuinely cares about getting the best outcome for his clients. Mike is my go-to mortgage broker, and I’ll continue to use his services for years to come. Highly recommend!
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Kirstie Jenner
October 9, 2025
5 stars for our service reviews from clients
I honestly couldn’t recommend Paul Davey from Uno enough. He went above and beyond to get my pre-approval sorted, even with my tricky circumstances. He guided me through the whole process right through to settlement day and made everything so easy and stress-free. If you need a mortgage broker who actually cares and knows their stuff, he’s the one to call! Epic Service!
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Pensive “Li” Pen
September 9, 2025
5 stars for our service reviews from clients
10/10 Stars Fantastic experience with Mike Parsons (and his team). Mike was quick to respond, explained everything clearly, and secured us a great rate with cashback. The whole refinance process was smooth and stress-free. Mike went above and beyond for us and exceeded all my expectations. 10 out of 10 Stars. Highly recommend!
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I B
August 31, 2025
5 stars for our service reviews from clients
Great experience buying my first home with Mike Parsons and his team. He made the process simple and stress-free, explained everything in great detail along the way and helped me get a great deal. Highly recommend!
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Eden Harris
August 20, 2025
5 stars for our service reviews from clients
Paul was awesome and handled my 1000 questions and follow ups like a pro. Happy with our home and loan :)
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Liam Johnson
August 9, 2025
5 stars for our service reviews from clients
Fantastic service and great outcome. I have used Scott Wilkinson twice (initial finance and a subsequent refinance) and have found him to be responsive, reliable and knowledgeable - secured me a circa 1% rate reduction with minimal work involved from my end. Highly recommend.
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Birgit-Katja
August 7, 2025
5 stars for our service reviews from clients
What a smooth, hassle free and stress free refinance with Jake. He took a very complicated loan from one bank to the other and not only saved us a lot of money but we basically also didn’t have to lift a finger in the entire process (apart from the basic paperwork needed). I am extremely impressed with Jakes knowledge and how he was able to answer questions and explain complications. Thank you Jake and the entire staff at UNO :)
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