Videos

Discover an alternative to mortgage insurance with Own Home. By providing a loan to cover the balance of your deposit, Own Home allows you to avoid paying lenders mortgage insurance. This option is especially beneficial for first-time homebuyers who may not have a 20% deposit. With Own Home, you can buy a home sooner, potentially saving money as property prices rise. Plus, they provide a buyer's agent to assist you in finding the perfect property. Unlock cheaper interest rates and make your homeownership dreams a reality with Own Home.

Discover the best way to determine if you're getting a great deal on your home loan. In this episode, the host introduces a new formula that focuses on the total cost of the loan over a three-year period, including interest, fees, and insurance. Learn why this approach is more valuable than just looking at interest rates and comparison rates. If you want to make an informed decision about your home loan, tune in and talk to a home loan broker

Discover the ins and outs of LVR (loan-to-value ratio) and LMI (lenders mortgage insurance) in this episode. Learn how your LVR affects the interest rates you're charged and when LMI is required. Explore strategies to reduce your LVR and avoid mortgage insurance, such as saving for an 80% deposit, receiving a gift from a friend or family member, or accessing equity through a family pledge. Find out how certain professions may be exempt from mortgage insurance and how LVR can impact the type of property you can buy. Tune in for expert insights from the Uno broker.

Learn all about mortgage offsets in this episode. Discover what offsets are, how they work, and when to consider getting one. Find out why offsets may not be suitable for everyone and how they can actually slow down loan repayment.

Learn how to pay off your mortgage faster by making an extra $300 monthly repayment. By implementing these hacks, you can save up to $150,000 in interest and shorten your mortgage by six years.

Don't just default to getting an offset, you may not need it

Things not to do when you consolidate your debt to make it worthwhile

The maths behind comparison rates explained

How to help your children into their first home

Not all improvements are created equal, these ones are better for adding value

Dispelling the myth that you can't get a home loan when you start a new job

Some timeless thoughts on an age old question

Some of the things to think about if using your equity to buy property

How to navigate getting your parents help to buy your first home

Some critical aspects to consider if you're an expat looking for a home loan

Make sure you don't get the best rate but end up with a loan that costs you more in other areas

An insight on how borrowing power is calculated to help you improve yours

Find out why UNO in this short video

Why an Interest Only loan may not be right, even if you're an investor

Refinance with minimal effort using our online application

Guide to how much you can borrow

Use loanScore to find out if your current home loan is good or not

This one thing helps you get an advantage in the buying process