Our Lenders

Australian owned, backed internationally Brighten Home Loans (“Brighten“) is an Australian owned, based and regulated non-bank lender with offices in Sydney, Melbourne, Brisbane, Hong Kong and Shanghai. We are a full-service non-bank lender, responsible for the origination, underwriting, servicing and funding of our mortgage portfolio. We have well-established warehouse-funding arrangements with multiple Top Tier Banks, 2 public RMBS programmes and a wholesale credit fund to provide further funding diversification. We offer a range of competitive Full Doc, Alt Doc and Construction loan products available to Prime and Near Prime, Resident and Non-Resident borrowers.

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Previously known as Qantas Credit Union; Qudos Bank have been in banking for over 55 years with an A2 investment grade rating and a full range of banking products including credit cards, home loans, personal loans and saving accounts. They’re all about doing things differently. So with a new name they’ve included a statement to reassure you that you’ll always come first and that their focus is on challenging the status quo – ‘so unbank like’. ‘So unbank like’ means you’ll experience less of the negative ‘bank like’ ways, like nasty hiked up fees, impersonal service and an ‘all about profit’ focus - that’s just not Qudos Bank.

Adelaide Bank is a leading customer connected business, operating for more than 100 years. Adelaide Bank was established in January 1994, originating from the Co-operative Building Society of South Australia, which was Australia's largest building society at that time. In 2007 Adelaide Bank merged with Bendigo Bank, forming Bendigo and Adelaide Bank Limited, a publicly listed company owned by more than 82,000 shareholders. Bendigo and Adelaide Bank Limited ranks in the top six banks in Australia by capitalisation.

Westpac has a long and proud history as Australia's first and oldest bank. Westpac has 5 customer facing divisions serving around 13 million customers. The operating structure aligns Westpac’s business with key customer segments. Under this structure, the Group retains a unique portfolio of brands including Westpac, St.George, Bank of Melbourne, BankSA and RAMS. These brands operate under the Consumer Bank and Commercial and Business Bank divisions. Westpac Group's portfolio of financial services brands and businesses is focused on their vision to be one of the World’s great service companies, helping customers, communities and people to prosper and grow.

Suncorp Group includes leading general insurance, banking, life insurance and superannuation brands in Australia and New Zealand. The Group has 15,000 employees and relationships with nine million customers. Suncorp are a Top 20 ASX-listed company with $96 billion in assets. Suncorp has five core businesses: Personal Insurance; Commercial Insurance; Vero New Zealand; Suncorp Bank and Suncorp Life. These are supported by corporate and shared services divisions.

St.George was founded in the southern Sydney suburbs in 1937. Over the next 50 years St.George built a reputation as Australia's foremost building society, before achieving full banking status in July 1992. In December 2008, St.George merged with Westpac Banking Corporation and the retail and business banking distribution businesses are now known as St.George Bank.

Resimac Group is one of Australia and New Zealand’s premier and most established non-bank lenders with a history dating back to 1985. Today, with over 30 years of experience in delivering home finance solutions to a diverse range of customers, Resimac is proud to be servicing over 50,000 current customers. As a pioneer of the Residential Mortgage-Backed Securities (RMBS) industry, Resimac have one of Australia’s most respected securitization programs, having issued over A$25 billion across more than 40 transactions.

RESI has been providing customised loan solutions to under-served Australians since 1989. After thirty years and an ever-expanding base of happy mortgage customers, we’ve emerged as one of Australia’s most trusted and reliable non-bank lenders. How? Because we rely on human logic and relationships to ensure that you can access a loan solution that suits your individual circumstances. Our mission is to make home ownership achievable for all Australians, but we knew this wouldn’t be possible without better understanding you and your journey.

Pepper is a leading non-bank lender specialising in flexible home loan solutions and individual credit assessment. Headquartered in Australia, with some of Australia's largest banks as their funding partners. Pepper Australia is a subsidiary of the wider independent, diversified global financial services business, Pepper Group. Since 2000, Pepper Australia has partnered with mortgage brokers to provide clients with tailored home loan solutions. Pepper Australia has been awarded the title of Australia's Best Specialist Lender for 3 consecutive years (at the 2013, 2014, and 2015 Australian Lending Awards).

National Australia Bank Group (the Group) is a financial services organisation with over 12,700,000 customers and 42,000 people, operating more than 1,700 stores and business banking centres globally. The Group’s major financial services franchises in Australia are complemented by businesses in New Zealand, Asia, and the United Kingdom. Each of the Group’s brands is uniquely positioned, but built on a common commitment to provide their customers with quality products and services, fair fees and charges, and relationships built on the principles of help, guidance and advice.

Established in 2004, MA Money is a non-bank mortgage lender that specialises in residential loans for customers who require a flexible alternative that is tailored to meet their financial needs. MA Money offers choice and flexibility through our team of experienced lending professionals, innovative mortgage products and competitive pricing with all applications and scenarios assessed on their own merits.

ME Bank, also known as ME, is an Australian direct bank based in Melbourne, Victoria. Founded in 1994 as Super Member Home Loans (SMHL) by Australia's Industry Super Funds, SMHL became Members Equity Bank in 1999, and received a banking licence from the Australian Prudential Regulatory Authority (APRA) in July 2001 and was approved by APRA to act as an authorised deposit-taking institution, authorised to accept deposits from the public. Initially founded to offer access to home loan products, ME Bank today offers a range of low cost banking products including home loans, savings accounts, credit cards, term deposits, and transaction accounts.

Macquarie Personal Banking provides a diverse range of retail banking products to clients with home loans, car loans, transaction and savings accounts and credit cards. Serves clients through direct Macquarie offerings, strong intermediary relationships and a leading digital banking experience.

La Trobe Financial is a Credit Specialist with over 65 years’ experience covering $12 billion of institutional and retail investment mandates. Since 1952, La Trobe have continually proven their commitment to innovation, product quality and superior service. Their cause is to make a difference by creating “wealth for our investing and borrowing clients, by improving their financial standing".

ING - the trading name of ING Bank (Australia) Limited - is part of the world's leading direct bank, and is wholly owned by ING Group. ING is a global financial institution with a strong European base, offering banking services. ING draw on their experience and expertise, their commitment to excellent service and global scale to meet the needs of a broad customer base, comprising individuals, families, small businesses, large corporations, institutions and governments. ING's customers are at the heart of what they do. ING have more than 52,000 employees offer retail and wholesale banking services to customers in over 40 countries.

Firstmac is a privately-owned company that has been in business for more than 40 years. Over time we have provided 130,000 home loans and we currently manage $14 billion in mortgages and $300 million in cash investments. Our headquarters is in Brisbane, Australia. Firstmac is a challenger company that stays ahead of the big banks by using smart technology and highly-trained support staff based in our Brisbane call centre. We are dedicated to bringing simple, affordable, competitive financial products to market, underpinned by a lengthy track record of success and a pedigree in prime residential home loans.

The Commonwealth Bank is Australia’s leading provider of integrated financial services including retail banking, premium banking, business banking, institutional banking, funds management, superannuation, insurance, investment and share-broking products and services. The Group is one of the largest listed companies on the Australian Securities Exchange and is included in the Morgan Stanley Capital Global Index

Victoria's local bank, with 106 branches spread around Victoria, with headquarters and call centre located in the heart of Melbourne's CBD. All their branches and corporate banking centres are staffed by locals and continue to make considerable investments in the local economy, whilst also supporting and strengthening the local community through initiatives like the Bank of Melbourne Neighbourhood Fund.

Bluestone was established in early 2000 in Sydney, Australia, and quickly expanded from a mortgage origination and securitisation platform to become a multi-national capital management and asset management business with offices in the Australia, New Zealand and the Philippines. Since 2000, Bluestone have originated over $7.8bn worth of loans, helped more than 49,000 customers and completed a total of 26 securitisations.

Bankwest’s history spans 120 years. They have been recognised in the prestigious Financial Review Smart Investor Blue Ribbon Awards and were named Bank of the Year in 2010, 2011, 2012 and Business Bank of the Year in 2013 and 2014. Aged 113, Bankwest joined the Commonwealth Bank Group and in 2008 became part of Australia’s largest provider of financial services.

BankSA has been a part of the fabric of South Australia since its early years, having opened their first branch in 1848. They’re the largest financial institution in South Australia and the State's main provider of housing, personal finance and rural banking services. In 2008, BankSA and St.George became part of the Westpac Group. The Bank also plays a key role in the community as a sponsor of major State events and through the BankSA Foundation, makes donations to approximately 100 South Australian and Northern Territory-based charities each year.

ANZ’s history dates back over 180 years. They are committed to building lasting partnerships with customers, shareholders and communities in 34 countries in Australia, New Zealand, throughout Asia and the Pacific, and in the Middle East, Europe and America. ANZ provide a range of banking and financial products and services to over 9 million customers and employ over 50,000 people worldwide.

AMP are a leading specialist wealth management company in Australia and New Zealand, providing customers with financial advice, superannuation services for businesses and employer-sponsored schemes, and selected banking products.Their products and services are provided through the largest financial advice network in Australia and New Zealand, with more than 4,440 aligned and employed financial advisers.