Discover the ins and outs of LVR (loan-to-value ratio) and LMI (lenders mortgage insurance) in this episode. Learn how your LVR affects the interest rates you're charged and when LMI is required. Explore strategies to reduce your LVR and avoid mortgage insurance, such as saving for an 80% deposit, receiving a gift from a friend or family member, or accessing equity through a family pledge. Find out how certain professions may be exempt from mortgage insurance and how LVR can impact the type of property you can buy. Tune in for expert insights from the Uno broker.