Spring clean your finances and ditch that debt

With our states in and out of lockdown, and many of us spending more time at home, Aussies have been rushing to 'spring clean' their home loan. Why? Because Aussies are realising that staying just a little more active on their home loan can mean some seriously big savings.

Move over Marie Kondo - there's a new organisational trend sweeping the nation - and it's not at all what you would expect.

With our states in and out of lockdown, and many of us spending more time at home, Aussies have been rushing to 'spring clean' their home loan.

Why? Because Aussies are realising that staying just a little more active on their home loan can mean some seriously big savings.

In May alone this year, over 30,000 people have refinanced a record $15 billion worth of mortgages*.

We’ve also had people flocking to us to chase down a better home loan deal, and we have already been able to identify over $456m worth of potential savings for our customers.

So, does paying more than you have to on your home loan spark joy? Well in the immortal words of Marie Kondon, then ‘bin it’. How? With loanScore.

loanScore is an online refinancing calculator that checks the health of your home loan. It’s totally free and you won’t get hassled with cold calls - just alerts when you could be saving money on your home loan. It basically helps you ditch the unnecessary debt.

So before you wheel out the Dyson, put on the rubber gloves and get ready to dust off the old mortgage agreement, take 2 minutes today to check if it's even worth taking action.

Check your loanScore now

You can also use your loanScore results as a negotiation tool with your bank, or if you’re not sure how or don’t have the time to do this, then let us do this for you. Our team of expert brokers would be happy to renegotiate on your behalf - for FREE.

So if you do one thing today to kick start your finance spring cleaning, make it this. With just minimal effort, you could reap some serious rewards.

It can also be a great way to free up some extra cash (see cash out refinance), or even consolidate debt to bring down your monthly payments.

With Christmas right around the corner - there’s no time to waste.

So if you’re ready to get saving, start your online refinance application here.

Book in a quick call with our customer care team.


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What our customers are saying

Miten Chauhan
December 31, 2025
5 stars for our service reviews from clients
We had the pleasure of working with Paul Davey to secure a home loan for our first home. Paul was extremely knowledgable and helped make the entire journey of securing a property in Australia a breeze. We can't thank you enough for everything you did Paul, you are a true legend. Thank you very much! We'll be back for our next property.
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Jamal Miller
December 29, 2025
5 stars for our service reviews from clients
Mike was recommended to us by a friend and exceeded expectations. He was extremely informative, patient, and flexible, and made our first home purchase a smooth experience. Beyond securing a great rate, the real value was how he managed all communication between solicitors, lenders, and other parties. This made settlement seamless and was incredibly helpful for us as time-poor buyers. Highly recommend.
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Tutana Outram
December 20, 2025
5 stars for our service reviews from clients
Jesse provided exceptional guidance throughout our refinance, home sale, new purchase, and the construction loan for our family home. His professionalism, clear communication, and attention to detail made every stage of the process seamless. Highly recommended.
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Stephen Hutchinson
December 18, 2025
5 stars for our service reviews from clients
We would like to thank Scott Wilkinson for all of his help refinancing our home loan. The service was excellent. Highly recommend Scott and UNO.
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Alice V
December 5, 2025
5 stars for our service reviews from clients
great experience - very supported throughout the whole mortgage arrangement process
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Cassie Ninness
December 1, 2025
5 stars for our service reviews from clients
Jake was fantastic when refinancing our home loan. The whole process was made so easy by Jake who had a lot of knowledge, was attentive and kept us well informed through the whole process. Such an easy and positive experience and I would recommend him and his services to anyone.
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Kobe Ferguson
November 29, 2025
5 stars for our service reviews from clients
I had the absolute pleasure of working with Jake de Ruyter on our home loan application, and I couldn’t recommend him highly enough to anyone looking to finance a new home. From his lightning-fast response times to his extensive knowledge across every stage of the process, Jake has been a breath of fresh air during what can be a very stressful period. He made sure we understood each step clearly and took the time to explain anything we weren’t familiar with in a way that genuinely made sense. Jake went above and beyond to find the best option for our specific situation, and his dedication has truly set him apart. We will absolutely be using Jake for all future finance needs. Highly recommended
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Riley Nicoll
November 29, 2025
5 stars for our service reviews from clients
My partner and I have just bought our first home and Jake de Ruyter helped us arrange our finance. Jake was an absolute pleasure to deal with. He made the process smooth, stress-free, and straight-forward. He displayed professionalism and open communication throughout the process and was quick to act on every piece of correspondence. We are so happy and will 100% be doing all our future finance through Jake.
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Chris Whiteman
November 29, 2025
5 stars for our service reviews from clients
We chose Paul as our mortgage broker because, as fellow Kiwis, we wanted someone who truly understood us and how we work - and we’re so glad we did. His communication was exceptional from start to finish, always quick to respond (even to our many questions!) and incredibly clear throughout the entire process. Paul secured our loan super quickly and guided us through each step with confidence and ease. Buying a home in Australia can feel overwhelming, but he made everything feel straight forward and stress-free. We would recommend Paul all day long to anyone looking to purchase a home in Australia, and we will absolutely use him again when the time comes. Thank you, Paul - you’ve been amazing.
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Josh Rochford
November 28, 2025
5 stars for our service reviews from clients
Paul and the Team and UNO were fantastic. Very informative and extremely efficient.Highly recommend. Thanks again Paul
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Kealan Kelly
November 27, 2025
5 stars for our service reviews from clients
Mike and team were an absolute pleasure to work with. Super friendly and professional throughout and got us excellent rates
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W S Lam Wong
November 27, 2025
5 stars for our service reviews from clients
When seeking for a loan for my unconventional lending requirements (via a trading trust), none of the Big 4 nor regular brokers could help. I'm glad I found Jesse who has a thorough understanding of my requirements and it has been a pleasant and seamless experience to have my loan organised by Jesse until settlement. A well deserved 5 stars review from me!!!
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