With the recent RBA announcement keeping the cash rate on hold at a historic low of 0.1%, now is the time to refinance. But never assume this means you automatically have your lender’s best rate, or the best rate on the market for that matter.
You can easily find out if you could be on a better rate and saving money by refinancing in just a few minutes, simply by
Don’t settle for the ‘set-and forget’ approach to your home loan. If you sign up to our loanScore and opt in for rate change notifications, we will send you an email every time your lender’s rate has changed so you can take action.
But it’s also so much more than this.
Think of loanScore as a free check-up for your home loan. It helps you understand whether your home loan is in good health. The lower your score, the higher the chance that you could save.
Getting your loanScore is super easy and only takes 2 minutes (less than the time it takes to blend a green juice!). All you have to do is:
Does your home loan offer features like a mortgage offset account, which helps you pay less interest? Does it offer a redraw facility or even let you make additional payments on your home loan without being charged a fee?
Maybe you don’t have the features you need? There might be plenty of other products out there that will deliver, so why not shop around? Speak to one of our
The answer is probably no – who has the time?
We do. In fact, that is all we do here at
. Our job does not stop when we refinance, renegotiate or settle a home loan for our customers. If we find opportunities where customers can save, our experienced brokers can help negotiate better deals for them. So, why not let us manage your home loan?
If you follow these easy check-up rules, you can be sure you’re never paying more than you should on your home loan, spending less time worrying about it (and more time at F45!).
Australians are on the whole a pretty health-conscious nation. Not just in the way we live and eat, but more so now as we all take steps to keep ourselves, our families and our loved ones safe and healthy during COVID-19.
But Aussies’ bodies aren’t the only thing we should treat as a temple that needs regular check ups — we should think the same way about our home loan.
Why? Because saving money on your home loan might be what allows you to actually buy a temple one day.
So we can all agree, we know what a healthy body looks like – but do you know what a healthy home loan looks like?
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