Articles

The Home Guarantee Scheme is a government-backed program that helps eligible Australians buy their first home with as little as a 5% deposit and no Lenders Mortgage Insurance (LMI). By acting as a guarantor, the government makes homeownership more accessible, especially as income caps are lifted, property price limits expanded, and scheme places made unlimited nationwide.

A Binding Financial Agreement (BFA) sometimes called a prenup, is a private contract that outlines how a couple’s property, assets, and liabilities will be divided if their relationship ends. Unlike costly court proceedings, BFAs allow couples to reach a fair, legally enforceable agreement with independent legal advice, saving time, money, and emotional stress.

Discover how commercial lending in Australia can help small business owners grow, from invoice financing to property and equipment loans.

Learn how Defence Home Ownership Assistance helps ADF members with home loans through an interest rate subsidy.

Learn how the Family Home Guarantee Scheme helps single parents buy with just 2% deposit—no LMI. Expert tips, eligibility, and real talk inside.

Importance of PPOR in Home Loans and Property Buying

Learn all about mortgage offsets in this episode. Discover what offsets are, how they work, and when to consider getting one. Find out why offsets may not be suitable for everyone and how they can actually slow down loan repayment. Get tips on using offsets effectively, including combining them with interest-free credit cards. Whether you're a homeowner or looking to get a mortgage, this episode will help you make informed decisions. Tune in to Uno Broker for expert advice on offsets and mortgages.

Find out how much your loan repayments would be using our calculator below. We’ve also compiled a definitive list of answers to your most pressing home loan questions.

Top 5 professions that qualify for an LMI waiver on your home loan

It’s good to know how to estimate the value of the property you want to buy. Learn how to compare prices and properties. Find out what common mistakes you should avoid in the process.

Your lender gives you an exemption from paying LMI because they recognise that you work in a safe, secure and high-paying industry that is likely to keep you in reliable employment for many years to come.

Buying property is probably one of the biggest financial decisions you’ll make in your lifetime. As such, it requires a large amount of consideration. Whether your a first home buyer or looking to buy again we've created this in depth article that helps you to understand the major steps in the process and some key considerations

There are a lot frustrated buyers out there, overwhelmed by selling agents’ tactics and sick of underquoting. Buyer’s agents exist to help these people.