How a broken down Kombi lead to an investment property and 3 million Velocity Points

The idea of owning a home is a key part in the journey of life so in late 2023 we decided to celebrate and commiserate life's journeys generally with our first ever competition‍Tell us your funniest or weirdest story travel story for the chance to win 3 million Velocity points

The idea of owning a home is a key part in the journey of life so in late 2023 we decided to celebrate and commiserate life's journeys generally with our first ever competition

Tell us your funniest or weirdest story travel story for the chance to win 3 million Velocity points

We got entries from all over Australia, but one stood out above the rest and in early January we were very happy to award Bronwyn and Megan the winners of what will be enough Velocity points to more than make up for their travel (mis)adventures.

Megan & Bronwyn with their adventurous Kombi, now in its prime!

But before we get to their travel story, a little about their home loan story. Living in inner city Sydney, Megan & Bronwyn (Bregs to their friends) had dreams of both having a place to escape and also helping them to build wealth so found a beautiful little house on a decent sized block of land a couple of hours south of the city. A place they could use, a place they could rent out and a place they could improve and add their artistic flair to.

Anita Callaghan, their UNO broker, helped them navigate using their equity and potential rent for the new property to make all the numbers work and provided service in and around their respective work schedules which involved shift work hours. Being able to fit around people’s lives and giving them the tools and service to progress without having to be bound by in-person meetings or ‘office hours’ is a key part of the value of a UNO broker but ultimately Anita’s skills and experience were the key to their success process and outcome when it came to their home loan.

The story that lead them to UNO, getting their home loan via Anita Callaghan and ultimately winning the 3 million points is actually best left to Bregs, so without further ado, their winning entry 

My partner and I shared a dream to rebuild a 1957 Volkswagon Kombi to travel Australia. We lived off baked beans, brown rice and tuna so we had enough money to get our chariot properly decked out. With a new motor, gear box and custom accessories, we were finally off on our big and hard-earned adventure. Down the highway we cruised, us, the open road and classic 80s pop beats.   Less than an hour had passed when the nasally yet melodious voice of Cindy Lauper was rudely interrupted by a CLUNK-CRUNCH-BANG. We had come to a permanent, expensive, premature and grinding halt. Luckily, family hooked us up with a vehicle and some camping gear so all was not lost…yet. Reassuring each other that it would be smooth sailing from here, we headed to the calm and picturesque, Kangaroo Valley. We had planned to arrive much earlier but instead of being greeted by a glowing sunset, we were stuck trying to pitch our tent in the dark with a torrential downpour and gale force winds. The salt in the wound was losing a precious and sentimental earring to the howling tempest. Our reunion of close friends and our moods were dampened as the bad weather persisted and all of us strained our vocal chords trying to make conversation over the rain as it blasted down on the small marquee we huddled under.   Farewelling our friends with hoarse voices and burning throats, we found sunshine in Merimbula. With the good weather finally upon us we grabbed our chairs and rods and went to wet a line. With the sunshine on our faces and the lapping of the water calming our nerves we were convinced that the woes of earlier were certainly behind us. Unfortunately, a gust of wind burst our bubble of tranquillity taking us and our chairs by surprise. We watched on helplessly as our chairs tumbled through the air and saw our phones keys and wallets fly out of the cup holders and into the water.   Our relaxing afternoon (and phones) ruined, we trudged back to camp determined to remain positive and decided tomorrow was a new, albeit possibly frightening day. The adventure continued as did our bad luck. We encountered leaking air mattresses, lost reservations and even a flat tyre. A violent home invasion at the hands of cheeky yet terrifying native animals was the icing on the cake. ‘We will look back on this one day and laugh,’ we said to each other, neither of us convinced.   Rather than tempt fate and continue on to see what else could go wrong, we decide to head home. We made it halfway before a large plume of smoke appeared ahead, taunting us, turning the clear blue sky to a toxic greenish grey. An incident on the road meant we were stuck for over two hours. Exasperated, frustrated and defeated I scrolled through my emails and saw the one about this competition as the road reopened.   ‘Maybe our luck is about to change,’ said my partner. As I turned my head I felt a scratch to my neck. It was my lost earring stuck in my hoodie. "Maybe!" I chuckled.

We love that your travel story came full circle, led you to us and we can’t wait to see where you go with your millions of points. Life truly is an adventure.

5 stars for our service reviews from clients

Book Call Now

UNO home loans

Try Plans, by UNO
Mortgage calculators completely reimagined
Get Started
Considering a purchase or refinance?

Try Plans by UNO

Mortgage calculators completely reimagined
Get Started
☎️ 🚫 No cold call promise

Related Articles

TESTIMONIALS

What our customers are saying

Mark Russell
October 27, 2025
5 stars for our service reviews from clients
Working with Scott Wilkinson at UNO Home Loans was a genuine pleasure. We used Scott to refinance our home loan and to structure an investment property loan. Both experiences were excellent from start to finish. Scott provided high quality advice, quick turnaround times and sharp pricing outcomes. Nothing was too much trouble. I look forward to using Scott’s services again and highly recommend to others.
Read more
Rudy Seubelan
October 25, 2025
5 stars for our service reviews from clients
Scott and the entire team at UNO has been skilfully in helping and assisted with my complex property financing structure in a such short time frame to execute my first investment property. He has engineered a powerful strategy to accelerate my investment property purchase while ‘Optimising’ my financial position efficiently. I couldn’t be happier with experience. They made the whole process smooth and willing to go extra mile to get me best deal possible. I highly recommend him to anyone looking for reliable and professional broker.
Read more
Wayne Simmonds
October 22, 2025
5 stars for our service reviews from clients
Great service, super responsive and Mike saved us hundreds of dollars by helping us switch to a great new rate. 100% recommend.
Read more
Jonathon Tanner
October 20, 2025
5 stars for our service reviews from clients
If only we could leave 10 stars... We've worked with Scott Wilkinson from Uno on the purchase of our principal place of residence, as well as a recently completed investment property. Scott was excellent throughout the entire process. He's got great communication, works incredibly hard and did everything he could to negotiate us the best deal. As business owners, the investment property was particularly complex and tricky to navigate. Scott helped us from start to finish and ensured we could maximise our borrowing capacity as well as secure a competitive rate. We've got nothing but amazing things to say about the guy and would highly recommend him to anyone considering buying property.
Read more
Gabe Windsor
October 18, 2025
5 stars for our service reviews from clients
Mike Parsons at UNO is absolutely fantastic to work with. He makes the entire home loan and refinancing process so easy and stress-free. Mike is incredibly responsive, proactive with follow-ups, and always goes the extra mile to make sure everything runs smoothly. He takes on all the heavy lifting and explains things clearly every step of the way. A great communicator who genuinely cares about getting the best outcome for his clients. Mike is my go-to mortgage broker, and I’ll continue to use his services for years to come. Highly recommend!
Read more
Kirstie Jenner
October 9, 2025
5 stars for our service reviews from clients
I honestly couldn’t recommend Paul Davey from Uno enough. He went above and beyond to get my pre-approval sorted, even with my tricky circumstances. He guided me through the whole process right through to settlement day and made everything so easy and stress-free. If you need a mortgage broker who actually cares and knows their stuff, he’s the one to call! Epic Service!
Read more
Pensive “Li” Pen
September 9, 2025
5 stars for our service reviews from clients
10/10 Stars Fantastic experience with Mike Parsons (and his team). Mike was quick to respond, explained everything clearly, and secured us a great rate with cashback. The whole refinance process was smooth and stress-free. Mike went above and beyond for us and exceeded all my expectations. 10 out of 10 Stars. Highly recommend!
Read more
I B
August 31, 2025
5 stars for our service reviews from clients
Great experience buying my first home with Mike Parsons and his team. He made the process simple and stress-free, explained everything in great detail along the way and helped me get a great deal. Highly recommend!
Read more
Eden Harris
August 20, 2025
5 stars for our service reviews from clients
Paul was awesome and handled my 1000 questions and follow ups like a pro. Happy with our home and loan :)
Read more
Liam Johnson
August 9, 2025
5 stars for our service reviews from clients
Fantastic service and great outcome. I have used Scott Wilkinson twice (initial finance and a subsequent refinance) and have found him to be responsive, reliable and knowledgeable - secured me a circa 1% rate reduction with minimal work involved from my end. Highly recommend.
Read more
Birgit-Katja
August 7, 2025
5 stars for our service reviews from clients
What a smooth, hassle free and stress free refinance with Jake. He took a very complicated loan from one bank to the other and not only saved us a lot of money but we basically also didn’t have to lift a finger in the entire process (apart from the basic paperwork needed). I am extremely impressed with Jakes knowledge and how he was able to answer questions and explain complications. Thank you Jake and the entire staff at UNO :)
Read more
Justin Butcher
July 28, 2025
5 stars for our service reviews from clients
PROFESSIONALISM PLUS Jake was very helpful in helping us achieve our dream. He is a very professional and informative person who goes out of his way to help his clients through a stressful time whilst making the whole process seamless. On top of this he can also help get better Insurances and is happy to assist where he can. We would absolutely recommend choosing Jake to help you! Thanks for everything it was a pleasure dealing with you.
Read more