How to check you still have a great home loan

Ask any homeowner how long it took them to fill out their home loan or refinancing applications and, chances are, you’ll get an exasperated "12 hours" as a response – even when the reality is more like two hours.

Ask any homeowner how long it took them to fill out their home loan or refinancing applications and, chances are, you’ll get an exasperated “12 hours” as a response – even when the reality is more like two hours. We’re seeing a huge shift in the way Aussie consumers are interacting with the property market, with savvy consumers looking for new ways to get on and climb up the property ladder. But one thing that never seems to change is the ‘grudge’ element of the application process, or the anxiety that a home loan can bestow on a household. What if there was a tool you could use to check whether it’s even worth taking action on your home loan? A tool that takes 2 minutes, not 2 hours? There is – it’s called loanScore.

How does it work?

loanScore is a FREE check-up for your home loan. It helps you understand whether your home loan is in good shape. Click here to get started checking your loanScore.All you have to do is:

  1. Fill in your loan details
  2. Get your loanScore
  3. See how much you could save
  4. Set a savings threshold for alerts
  5. Take action easily The lower your score, the higher the chance that you could save!

What do you get?

  • Monthly update of finance and property news to help you stay on top of what’s happening
  • Monthly update on your loanScore and potential savings
  • Rate change notifications
  • Support from a dedicated home loan expert by just picking up the phone, or scheduling a call back

What you don’t get!

5 stars for our service reviews from clients

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Kealan Kelly
November 27, 2025
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Mike and team were an absolute pleasure to work with. Super friendly and professional throughout and got us excellent rates
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W S Lam Wong
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When seeking for a loan for my unconventional lending requirements (via a trading trust), none of the Big 4 nor regular brokers could help. I'm glad I found Jesse who has a thorough understanding of my requirements and it has been a pleasant and seamless experience to have my loan organised by Jesse until settlement. A well deserved 5 stars review from me!!!
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Paul was amazing from the first phone call, he knew what we needed to know before we had even thought about it.. He and his team had us feeling at ease moving from Another country knowing he had us sorted and under control and in good hands. Paul will be our go to for other financial needs in the near future! Thanks again Paul and the team! Thankful kiwis!
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Claire Blackall
November 26, 2025
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Highly Recommend Paul Davey – Exceptional Mortgage Broker We worked with Paul Davey on a very complex mortgage application, and we honestly couldn’t have asked for a better broker. Paul worked incredibly hard for us from start to finish — he was patient, knowledgeable, and relentless in finding solutions when things got complicated. His communication was outstanding, always keeping us updated and making sure we understood every step of the process. It’s clear he truly cares about his clients and goes above and beyond to achieve the best outcome. We’re extremely grateful for everything Paul did for us and would recommend him without hesitation to anyone looking for a dedicated and trustworthy mortgage broker.
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H Hollings
November 26, 2025
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Paul is absolutely fantastic, he is absolutely worth reaching out to! He explains things in ways you can understand and help you get or work towards what you are wanting to achieve. You won’t regret reaching out to him and his team at all!
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Owen
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Paul and the team at UNO are excellent, very responsive with sound knowledge, highly recommend.
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Katelin Organ
November 21, 2025
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Exceptional service from Mike Parsons at UNO Mike recently assisted me with my home loan and managed the entire process with professionalism and expertise. He provided clear guidance, was an excellent communicator, and ensured everything ran smoothly from start to finish as well as obtaining the best rates. I highly recommend Mike Parsons for anyone seeking a knowledgeable and reliable home loan broker - was an excellent experience.
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Alison Bliesner
November 18, 2025
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What a fantastic team from start to finish
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Ben Power
November 13, 2025
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Jake has been fantastic to work with. He recently restructured our investment loans. With his problem-solving mindset, deep knowledge, and strategic approach, he was able to refinance all of our loans back to a major lender at a fantastic rate. While also releasing equity to fund another purchase. Jena, the senior broker support officer, was there every step of the way to support us and keep things running smoothly. Together, they made the whole process stress-free and efficient. Highly recommend the team!
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Ashley Merrett
November 6, 2025
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Highly Recommend – Exceptional First-Home Buyer Support! My wife and I recently purchased our first home and had an amazing experience working with Andrew Wyers from UNO Home Loans. As first-home buyers, we had plenty of questions, and Andrew guided us through every step with patience, clarity, and genuine care. He made the process feel simple and stress-free, ensured we were always informed, and went above and beyond to secure a great loan for us. His professionalism and communication were outstanding, and he worked seamlessly with everyone involved to keep things moving smoothly. We couldn’t be happier with the outcome and highly recommend Andrew and UNO Home Loans, especially to anyone looking for a supportive and trustworthy broker on their home-buying journey. Thank you, Andrew! 🙌
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Catherine Merrett
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My husband and I were incredibly nervous heading into the home-buying process. As first-time property investors, it felt like a monumental decision, and the learning curve seemed steep. However, Andrew Wyers and the entire team at UNO Home Loans completely changed our perspective. They made the process so much more enjoyable than we ever anticipated—it was surprisingly exhilarating! Andrew's exceptional communication was key. At moments when we felt uncertain or stressed (especially while juggling other life commitments), his guidance immediately put our minds at ease. We knew we were in safe hands with the UNO team and quickly learned to trust the process entirely, allowing us to learn along the way. Feeling guided through each step made a daunting task enjoyable, and within a matter of a couple of short months, we had achieved our goal: we were homeowners! Thank you so much to Andrew Wyers and the entire UNO Home Loans team for making this huge milestone a genuinely positive and seamless experience.
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Margaret Giles
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Due to complications arising from processes and forms required by the lender, what should have been a simple process became super complicated. UNO Home Loans dealt with everything with calm and serenity and professionalism.
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