Find a Great Loan
Our Brokers
Home Loan Calculator
Guides
Complete Guide to Refinancing
Buying a Property Guide
How much can I borrow?
First Home Buyers Guide
All Articles
Stamp Duty
Property Research
Videos
About
Company
Epic Service
Client Reviews
Our lenders
Partner with UNO
Media Enquiries
Run your numbers online
Login
Login
Run the numbers online
Get Started
Online application
I want to buy a property
I want to refinance my current loan
FAQs
Frequently asked questions about home loans, property and related topics
November 17, 2023
Stamp duty vs land tax - everything you need to know about NSW’s First Home Buyer Choice scheme
NSW new land tax vs stamp duty scheme - which is better?
By
UNO home loans
,
November 6, 2024
November 17, 2023
What is a Mortgage Broker?
A mortgage broker helps borrowers in Australia find and secure the best home loan by offering access to a wide range of lenders, providing personalized advice, and negotiating favorable terms. They simplify the loan application process, saving clients time and money, while tailoring loan solutions to fit individual financial situations. Mortgage brokers also offer ongoing support, ensuring clients have the right loan for their needs in today’s competitive property market.
By
UNO home loans
,
October 15, 2024
March 12, 2024
Navigating the Nuances of LVR and LMI: A Homebuyer's Strategy Guide
Decoding the complexities of mortgage and property purchasing, Loan to Value Ratio (LVR) and Lenders Mortgage Insurance (LMI) are two pivotal elements. Obtaining a grasp on both can significantly affect the price of borrowing, opportunities for savings, and property acquisition choices. This article will dissect the intricacies of LVR and LMI, providing a deeper look at these concepts beyond their standard definitions.
By
UNO home loans
,
March 11, 2024
December 1, 2023
Help to Buy Scheme, Australian government shared equity: what to know
Help to Buy is a proposed federal shared equity scheme that lets first-time buyers co-own a home with the government with a 2% deposit.
By
UNO home loans
,
November 24, 2023
When is the right time to start searching for the right loan?
We don’t think it’s ever too early to start looking for a better home loan deal! It’s certainly an advantage to find the most suitable home loan before you start looking to buy a property.
By
UNO home loans
,
November 17, 2023
Home loans for citizens of New Zealand
While New Zealand citizens can more easily buy property in Australia there is still a lot to consider. In this article we break down all the key considerations
By
UNO home loans
,
November 17, 2023
Report: Laziness, loyalty and fear. Why Aussies don’t switch loans
Australians’ laziness, loyalty and fear is costing the average home borrower who doesn’t switch more than $14,000. Our data shows potentially more than 60% of Australians fall into this category.
By
UNO home loans
,
November 17, 2023
Saving for a home loan: what are ‘genuine savings’?
Lenders will often talk about genuine savings, what is it, when does it matter and can you work around it?
By
UNO home loans
,
November 17, 2023
How much can I borrow? How much should I borrow?
By
UNO home loans
,
November 17, 2023
When should you restructure your home loan?
Sometimes you don't need to change lenders but you do need to be on a better structure with your current lender. UNO explains what options there are and how to navigate this
By
UNO home loans
,
November 17, 2023
Explaining Loan to Value Ratios
LVR, Loan to Value Ratio has huge implications on your home loan. Understand why and what you can do about it
By
UNO home loans
,
November 17, 2023
Everything you need to know about buying a second property
There are a range of factors to consider and you are going to want expert advice but we break down the things you should consider initially
By
,
November 17, 2023
Is buying off the plan a good idea?
Buying off the plan can be a smart and affordable choice compared to buying an existing property. But it also comes with potential risks. Let’s look at the reasons for and against.
By
UNO home loans
,
November 17, 2023
Should I fix or stay variable? Well, it depends
By
Vincent Turner
,
November 17, 2023
Can I get a home loan while on probation at work?
The answer is 'it depends' - We break down the factors and which ones are key and when
By
UNO home loans
,
November 17, 2023
What You Need to Know About Flood Insurance
It’s prudent to ensure that you have the proper insurance if you want to buy a property in a flood-prone area. If you don’t, you may find it difficult to secure a home loan. We break down some key factors to consider
By
UNO home loans
,
November 17, 2023
Should You Get a Line of Credit?
Also known as equity lines, lines of credit offer access to large sums of money, but come at the cost of paying interest. Still, you can make your line of credit work for you.
By
UNO home loans
,
November 17, 2023
How to get a low doc home loan
When you’re self-employed and can’t prove your income easily, low doc loans come to your rescue. Here are some tips on how you can choose the right low doc loan for you.
By
UNO home loans
,
November 17, 2023
What size deposit will I need? What can I do if I have less than required? How does it benefit me if I have more than what’s required?
Ever wondered: What size deposit will I need? What can I do if I have less than required? How does it benefit me if I have more than what’s required?
By
UNO home loans
,
November 17, 2023
What does it mean for a mortgage to be discharged?
If you’re selling your property, paying off your home loan in full, or refinancing your home loan, you’ll need to complete a mortgage release or discharge form.
By
UNO home loans
,
Next
UNO combines epic service with technology to streamline the entire process of getting and having a home loan.
Social Links
Company
About us
All Mortgage Brokers - Australia's Online Mortgage Broker
Media
Terms & Conditions
Privacy policy
Credit Guide
Open Banking Policy
Get started with UNO
Contact us
Online application to refinance
Online application for purchase
Resources
First Home Buyer Guide
Refinancing guide
Home Buyers Guide
How Much Can I Borrow
Property investment guide
Lenders
Property Research
Glossary
Videos
Planwise AU Pty Ltd trading as UNO Home Loans ABN 81 609 882 804 Australian Credit Licence Number 483595. UNO values your privacy and last updated our Privacy Policy on 29 January 2020. L17, 123 Pitt Street, Sydney NSW 2000