Finance

Even though mortgage regulators are cracking down on how much banks are lending, chances are they will still extend you too much, writes Nicole Pedersen-McKinnon.

Could it be that you’re feeling a little beaten down by money worries? Financial stress can adversely impact your sleep, self-esteem and your energy levels so rather than spending money, here are our 5 of our favourite tips for financial self care.

When buying your first home, saving for a deposit can be super hard, particularly if you’re paying rent at the same time. Many young couples and singles choose to move back in with their parents for a few months while they save money, but this isn’t an option for everyone.

In breaking news the RBA has announced that the cash rate will remain on hold at the historically low rate of 0.1%

To find out how to avoid over-committing to a huge mortgage, we’ve sourced tips from someone who’s served time on the other side of the fence – in some of Australia’s biggest banks.

You can’t always get the amount of money you want when you apply for a home loan. Your lender takes a lot of things into account when working out your borrowing power.

Can’t be bothered switching? Think it’s too soon to refinance? Delve a little deeper and you’ll realise the potential savings are enormous, writes Nicole Pedersen-McKinnon.

Before you apply for finance, the first thing you should do is to get your personal finances in check.

Taking out a loan to cover the construction costs of your home can be very complex. There are a few important things you should sort out before applying for a loan.

loanScore is a simple way of seeing if the home loan you have at the moment is a good deal or not. We want you to know whether you are getting a good deal based on your circumstances such as the value of your property, the preferences you have for your loan

In the market for a new home? You probably feel as though you could use all the help you can get. Find out what the best real estate apps are.

Here is our cheat sheet to help you get started on some of those tasks and finally get some of those pesky jobs you’ve been putting off, done — and maybe even help you save a few bucks in the process.

Running a small business is difficult enough without having to chase up payments or worry about contract terms. Colin Porter’s CreditorWatch helps business owners improve their cash flow without having to pick up the phone and chase idle contractors.

While other events this week may have blindsided us (Super Bowl, anyone?), the RBA’s decision to keep rates on hold did not. On top of today’s announcement, here are some other signifiers that might suggest it’s time to check your home loan rate.

Use UNO’s Stamp Duty Calculator for a guide on stamp duty costs.

Yes, we will do our best to help you organise finance to ease the stress in that anxious period between buying and selling a home.

Kit homes aren’t the same as regular new builds. Instead of building from scratch, you construct a kit home using prefabricated parts. However, many lenders are wary of kit homes and may not offer you the home loan product you want.

The RBA’s recent commentary is a sobering bulletin for all property investors