Property Investment

To build your own property, you’ll usually have to apply for a construction loan, which differs to a regular home loan. Most lenders release the money in instalments, relating to each stage of construction.

Buying a first home is a very personal decision, because everyone’s tastes and needs are different.

Buying a foreclosed property is not the same as buying a regular property. These 5 easy tips will help you win at buying properties at low prices.

Lenders mortgage insurance comes to your rescue when you can’t make a large deposit. It can help you to buy your first home faster.

Most lenders don’t offer no-deposit home loans anymore – the risk attached to them is too high. However, with some lenders you can still access products with a loan-to-value ratio (LVR) of 95%.

By calculating depreciation on your investment property, you may be able to claim an income tax deduction and lower your overall tax payment in a financial year.

Bad credit affects more than the irresponsible. Bad credit can happen to anyone. Here’s how bad credit scores work, and how your score can affect your property purchase.

Calculate the benefit of a principal and interest loan over an interest-only loan for your investment property.

You don’t need to struggle along on your own to save a deposit for a home loan. A guarantor can grease the wheels. You could even get a 105% home loan in the right circumstances.

Too many credit enquiries could impact your credit score and prevent you getting approved for a home loan product.

A part-time job won’t preclude you from getting a home loan. You’ll just need to meet some specific criteria. Find out how lenders look at people working part-time and what you can do to improve your chances of getting a loan.

The owners of investment homes and apartments are potentially facing a double whammy from the coronavirus crisis. Not only are their tenants possibly facing hardship, affecting their ability to meet rent payments, investors’ themselves may face income declines thanks to the crisis.

Victorian mother-of-two, Megan, and her husband, Chris, recently achieved financial freedom, paying off their mortgage at the age of 35 – just 13 years after buying their home.

Home loans from digital lenders are a popular option for home buyers looking for an alternative to traditional banks.

Becoming a landlord can help you earn income to repay your investment home loan, however many new landlords miss out on the tax deductions they can claim.

Thinking about buying or selling a property off-market? Off-market properties are properties for sale that aren’t advertised to the public.

UNO's guide to SMSF investment properties

How UNO helped Aussie expat Trent navigate buying an investment property from abroad