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Finance
All the articles we've written in the Finance category
August 29, 2024
SMSF Investment Loans - a quick primer
Setting up your own self managed super-fund to invest in real estate may be a really tax-effective investment strategy for you and your partner. We know that this form of investment is still gaining in popularity, with more & more lenders offering loan products specifically designed for this type of purchase. As it has its own level of complexity, you need an experienced mortgage professional who can steer you through all the confusing industry jargon & recommend the best & most suitable loan product that meets your needs, goals & objectives.
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August 29, 2024
August 9, 2024
Building Your Dream Home: 6 Potential Roadblocks and How to Navigate Them
Homebuilding is not just about constructing walls and a roof; it’s about creating a space that reflects your vision and meets your family’s needs. And while the process of building your dream home should be filled with excitement and anticipation, it’s often fraught with complexities and stress instead. From the initial design stages to the final handover, various factors can derail your project – including construction delays, design errors, and unexpected costs. To ensure a smooth homebuilding journey, you must proactively identify and address these potential roadblocks. This is where a reliable construction consultant can help.
By
UNO home loans
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August 8, 2024
June 12, 2024
Not another 'How to pay your home loan off in 7 - 10 years' Secret hacks revealed
Learn three actionable strategies to pay off your home loan faster without falling into sales traps. Discover the basics of reducing your loan balance, the concept of debt recycling for converting non-deductible debt to investment debt, and how leveraging equity to buy investment properties can accelerate mortgage payoff. While these methods come with their own risks and considerations, this episode provides a fundamental understanding to help you make informed financial decisions. Save time and get savvy about managing your home loan efficiently.
By
UNO home loans
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June 12, 2024
April 26, 2024
Ingenious new product to help people with low or no deposit to buy a home
Discover an alternative to mortgage insurance with Own Home. By providing a loan to cover the balance of your deposit, Own Home allows you to avoid paying lenders mortgage insurance. This option is especially beneficial for first-time homebuyers who may not have a 20% deposit. With Own Home, you can buy a home sooner, potentially saving money as property prices rise. Plus, they provide a buyer's agent to assist you in finding the perfect property. Unlock cheaper interest rates and make your homeownership dreams a reality with Own Home.
By
UNO home loans
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April 25, 2024
April 23, 2024
This is a much better way to compare home loans than comparison rates or total cost
Discover the best way to determine if you're getting a great deal on your home loan. In this episode, the host introduces a new formula that focuses on the total cost of the loan over a three-year period, including interest, fees, and insurance. Learn why this approach is more valuable than just looking at interest rates and comparison rates. If you want to make an informed decision about your home loan, tune in and talk to a home loan broker.
By
UNO home loans
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April 22, 2024
April 6, 2024
The Definitive Guide to Refinancing
Everything you might want to know or consider around refinancing including why, how, doing it well (and badly), the process and more. Completely free, no sign up required to access this guide.
By
UNO home loans
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April 6, 2024
March 8, 2024
6 tactics to help you to pay your home loan off 6 year faster that you can actually do
Learn how to pay off your mortgage faster by making an extra $300 monthly repayment. Automating the process and aligning your pay cycle with your mortgage cycle can make it easier. Other strategies include asking for a pay rise, doing extra work like driving for Uber, consolidating debt, delaying major purchases, cost-effective spending patterns, cooking at home, reducing meat and seafood consumption, cutting back on pub visits, and buying secondhand items. By implementing these hacks, you can save up to $150,000 in interest and shorten your mortgage by six years.
By
UNO home loans
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March 7, 2024
March 8, 2024
Why a home loan with an offset doesnt always make sense
Learn all about mortgage offsets in this episode. Discover what offsets are, how they work, and when to consider getting one. Find out why offsets may not be suitable for everyone and how they can actually slow down loan repayment. Get tips on using offsets effectively, including combining them with interest-free credit cards. Whether you're a homeowner or looking to get a mortgage, this episode will help you make informed decisions. Tune in to Uno Broker for expert advice on offsets and mortgages.
By
UNO home loans
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March 7, 2024
March 4, 2024
Unlock Homeownership Faster: Low and No-Deposit Mortgages for Australians
Whilst low and no deposit loans are expensive and largely unavailable there are newer options that do away with expensive LMI and spending years saving for a deposit, but they aren't for everyone.
By
UNO home loans
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March 4, 2024
December 14, 2023
Use a home loan calculator to save thousands on mortgage repayments in Australia
By
UNO home loans
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December 13, 2023
December 14, 2023
Property investors: How much is your interest only loan really costing you?
By
UNO home loans
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December 13, 2023
December 11, 2023
Is your home loan any good? Get your loanScore and find out...
Get a free check-up for your home loan with loanScore. It helps you understand how close your loan is to a good deal.
By
UNO home loans
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December 10, 2023
November 17, 2023
Need to get on top of your debts? Using your home loan for debt consolidation could help
When you refinance your loan to consolidate debt, it’s usually to save money. You may be paying off a personal loan, car loan and multiple credit cards on top of your home loan – and paying different rates of interest on all of them.
By
UNO home loans
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November 30, 2023
November 17, 2023
What is a split home loan Australia?
Split home loans combine fixed and variable portions of a loan to offer you the best of both worlds.
By
UNO home loans
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November 29, 2023
November 22, 2023
Calculators: Borrowing Power Calculator
Find out how much your loan repayments would be using our calculator below. We’ve also compiled a definitive list of answers to your most pressing home loan questions.
By
UNO home loans
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November 21, 2023
November 22, 2023
Stamp Duty Calculator
You’ve no doubt heard of stamp duty – but how much is it going to cost you? We’ve compiled a comprehensive list of answers to your stamp duty questions.
By
UNO home loans
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November 21, 2023
November 17, 2023
How debt consolidation home loans can simplify your finances
By
UNO home loans
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November 17, 2023
Australian shared equity scheme: a potential key to unlock affordable housing
Shared equity schemes can help first buyers get into their own homes sooner. But what are they, and how do they work?
By
UNO home loans
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November 17, 2023
How to avoid capital gains tax on rental property
Capital Gains Tax (CGT) is a key consideration for property investors. But what exactly is it, and how can you reduce the amount you need to pay?
By
UNO home loans
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November 17, 2023
First home buyer Victoria: guide to FHOG and more
First home buyer Victoria: your guide to FHOG / first home buyers grant, stamp duty concessions/exemptions, and more.
By
UNO home loans
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